Mortgage Blog
Finding you the mortgage you deserve
October 28 - Federal Reserve issues FOMC statement
October 29, 2026 | Posted by: Ashley Hall
The Federal Open Market Committee approved the following statement for release by a 10 – 2 vote: The Committee decided to maintain the target range for the federal funds rate at 3-3/4 to 4 percen ...
read moreWhy the Lowest Mortgage Rate Is Not Always the Best Deal
October 25, 2026 | Posted by: Ashley Hall
Shopping for a mortgage can feel surprisingly simple at first. One lender quotes a 6.50% interest rate. Another quotes 6.75%. Surely the first lender wins, right? Not necessarily. The lower rate mi ...
read moreHELOC or Cash-Out Refinance in 2026: Should You Give Up Your Low Mortgage Rate?
October 19, 2026 | Posted by: Ashley Hall
Need Cash From Your Home? Start With the Mortgage Rate You Already Have You need money for a renovation, debt repayment, or another planned expense. Your home has equity, so borrowing against it ma ...
read moreAdjustable-Rate Mortgage: Can You Afford the Reset?
October 7, 2026 | Posted by: Ashley Hall
Considering an Adjustable-Rate Mortgage? Check the Payment After the Introductory Rate A lower starting mortgage payment can make a home feel within reach. Before choosing an adjustable-rat ...
read moreWhat to Watch in October
October 2, 2026 | Posted by: Ashley Hall
What to Watch Mortgage Market Outlook: The Key Rate Drivers to Watch in October October begins with financial markets entering the final quarter of the year with interest rates, inflation expectat ...
read moreSept 16-2026 - Federal Reserve issues FOMC statement
September 16, 2026 | Posted by: Ashley Hall
The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for th ...
read moreUnder Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires
September 14, 2026 | Posted by: Ashley Hall
Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If y ...
read moreShould You Wait for Lower Mortgage Rates to Buy?
August 21, 2026 | Posted by: Ashley Hall
If you are hoping to buy a home, there is a good chance you have asked yourself the same question as millions of other potential buyers: Should I wait for mortgage rates to come down? It is a r ...
read moreSeller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?
August 5, 2026 | Posted by: Ashley Hall
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...
read moreJuly 29-2026: Federal Reserve issues FOMC statement
July 30, 2026 | Posted by: Ashley Hall
The Federal Open Market Committee approved the following statement for relea ...
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