Mortgage Blog

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October 28 - Federal Reserve issues FOMC statement

October 28 - Federal Reserve issues FOMC statement

October 29, 2026 | Posted by: Ashley Hall

The Federal Open Market Committee approved the following statement for release by a 10 – 2 vote: The Committee decided to maintain the target range for the federal funds rate at 3-3/4 to 4 percen ...

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Why the Lowest Mortgage Rate Is Not Always the Best Deal

Why the Lowest Mortgage Rate Is Not Always the Best Deal

October 25, 2026 | Posted by: Ashley Hall

Shopping for a mortgage can feel surprisingly simple at first. One lender quotes a 6.50% interest rate. Another quotes 6.75%. Surely the first lender wins, right? Not necessarily. The lower rate mi ...

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HELOC or Cash-Out Refinance in 2026: Should You Give Up Your Low Mortgage Rate?

HELOC or Cash-Out Refinance in 2026: Should You Give Up Your Low Mortgage Rate?

October 19, 2026 | Posted by: Ashley Hall

Need Cash From Your Home? Start With the Mortgage Rate You Already Have You need money for a renovation, debt repayment, or another planned expense. Your home has equity, so borrowing against it ma ...

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Adjustable-Rate Mortgage: Can You Afford the Reset?

Adjustable-Rate Mortgage: Can You Afford the Reset?

October 7, 2026 | Posted by: Ashley Hall

Considering an Adjustable-Rate Mortgage? Check the Payment After the Introductory Rate A lower starting mortgage payment can make a home feel within reach. Before choosing an adjustable-rat ...

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What to Watch in October

What to Watch in October

October 2, 2026 | Posted by: Ashley Hall

What to Watch Mortgage Market Outlook: The Key Rate Drivers to Watch in October October begins with financial markets entering the final quarter of the year with interest rates, inflation expectat ...

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Sept 16-2026 - Federal Reserve issues FOMC statement

Sept 16-2026 - Federal Reserve issues FOMC statement

September 16, 2026 | Posted by: Ashley Hall

The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for th ...

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Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires

Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires

September 14, 2026 | Posted by: Ashley Hall

Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If y ...

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Should You Wait for Lower Mortgage Rates to Buy?

Should You Wait for Lower Mortgage Rates to Buy?

August 21, 2026 | Posted by: Ashley Hall

If you are hoping to buy a home, there is a good chance you have asked yourself the same question as millions of other potential buyers: Should I wait for mortgage rates to come down? It is a r ...

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Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?

August 5, 2026 | Posted by: Ashley Hall

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...

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July 29-2026: Federal Reserve issues FOMC statement

July 29-2026: Federal Reserve issues FOMC statement

July 30, 2026 | Posted by: Ashley Hall

The Federal Open Market Committee approved the following statement for relea ...

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