Mortgage Blog

HELOC or Cash-Out Refinance in 2026: Should You Give Up Your Low Mortgage Rate?

October 19, 2026 | Posted by: Ashley Hall

Need Cash From Your Home? Start With the Mortgage Rate You Already Have You need money for a renovation, debt repayment, or another planned expense. Your home has equity, so borrowing against it ma ...

Adjustable-Rate Mortgage: Can You Afford the Reset?

October 7, 2026 | Posted by: Ashley Hall

Considering an Adjustable-Rate Mortgage? Check the Payment After the Introductory Rate A lower starting mortgage payment can make a home feel within reach. Before choosing an adjustable-rat ...

What to Watch in October

October 2, 2026 | Posted by: Ashley Hall

What to Watch Mortgage Market Outlook: The Key Rate Drivers to Watch in October October begins with financial markets entering the final quarter of the year with interest rates, inflation expectat ...

Sept 16-2026 - Federal Reserve issues FOMC statement

September 16, 2026 | Posted by: Ashley Hall

The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for th ...

Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires

September 14, 2026 | Posted by: Ashley Hall

Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If y ...

Should You Wait for Lower Mortgage Rates to Buy?

August 21, 2026 | Posted by: Ashley Hall

If you are hoping to buy a home, there is a good chance you have asked yourself the same question as millions of other potential buyers: Should I wait for mortgage rates to come down? It is a r ...

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?

August 5, 2026 | Posted by: Ashley Hall

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...

July 29-2026: Federal Reserve issues FOMC statement

July 30, 2026 | Posted by: Ashley Hall

The Federal Open Market Committee approved the following statement for relea ...

Mortgage Rates Are Rising, Should You Buy Now?

July 24, 2026 | Posted by: Ashley Hall

Mortgage Rates Are Rising Again, What Should Buyers Do Before the Next Federal Reserve Decision? Mortgage rates have moved higher again, and many homebuyers are asking the same question: Should ...

Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?

July 7, 2026 | Posted by: Ashley Hall

Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...

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